Wealth Management Investment Agreement

Effective Date: January 2025

The Wealth Management Investment Agreement (hereinafter referred to as "this Agreement") is a legally binding contract established by UBX LABS LTD. to provide users with wealth management investment services and related matters through this APP. In this Agreement, "the Company," "the Platform," and "the APP" refer to the UBX digital asset exchange.  

Please read the entire content of this Agreement carefully before accepting it. If you disagree with any part of this Agreement or cannot fully understand the interpretation of its terms, do not proceed. By using the services under this Agreement, you agree to and comply with all the provisions outlined herein.  

I. Definition and Description of AI Wealth Management  

The APP's wealth management investment refers to investment management and decision-making utilizing single-asset staking. It combines traditional financial investment methods with lossless mining via a cloud mining model. The goal is to generate returns through intelligent mining and LP mining, predict market trends, improve investment returns, and manage risks effectively.  

You fully understand the risks associated with participating in wealth management investments and acknowledge that the Company bears no responsibility for your investment returns or outcomes.  

1.1 Reinvestment:  
The reinvestment of an existing wealth management order involves:  

(i) Enabling Reinvestment: When the investment cycle of a wealth management order ends, the order's principal will be automatically reinvested for the same fixed cycle.  

(ii) Disabling Reinvestment: If reinvestment is enabled for a current order, you can disable it for the next cycle. However, ongoing orders cannot be paused, terminated, or canceled.  

You can enable reinvestment for multiple wealth management models you have purchased. If enabled, the system will reinvest only the principal of the current order; the earnings will not be reinvested. Each reinvestment will generate a new order. Reinvestment modifications are not allowed within the time limits set for each order (specific limits will be based on actual product regulations).  

The Company reserves the right to terminate reinvestment transactions at any time by notifying you.  

II. Business Rules  

2.1 Purchase of AI Wealth Management Models  
By purchasing a wealth management model, you agree to all terms and provisions of this Agreement. The system will execute investments based on the parameters of your chosen models (investment type, amount, cycle, etc.) to calculate returns. Multiple models may be purchased simultaneously, and each will be a valid part of this Agreement.  

2.2 Minimum Purchase Amount  
The minimum purchase amount for AI wealth management models will be adjusted as per the Company's business requirements.  

2.3 Investment Earnings Withdrawal  
Earnings from multiple wealth management orders will be distributed to your "Wealth Account" every 24 hours post-purchase. Earnings can be withdrawn to your cryptocurrency account for reinvestment. A withdrawal fee, based on the product terms, will apply.  

2.4 Wallet Management  
You can view, deposit, or withdraw assets via the "My Assets" wallet. Earnings and team rewards will be recorded in the wallet. You authorize the Platform to deduct relevant fees or amounts from your wallet as needed for operations.  

2.5 Business Adjustments  
The Company reserves the right to modify business parameters, including the minimum purchase amount, as required. Adjustments will be announced within the APP. Once published, the changes will become binding without additional notice.

2.6 Operational Fees  
A 5% fee on all investment earnings will be used for token buyback and burning. Additionally, 25% of team rewards will be allocated to the token buyback fund. Team manager purchase quotas are as follows:  
- VIP1: 3x purchase amount  
- VIP2: 4x purchase amount  
- VIP3: 5x purchase amount  
- VIP4: 6x purchase amount  
- VIP5: 7x purchase amount  

III. Risk Disclosure  

3.1 Investment Timing and Returns  
Returns vary based on the timing of investments. Past returns do not guarantee future performance.  

3.2 Market and Technical Risks  
Wealth management investments involve technical and market risks, including losses due to market volatility and reduced liquidity. This product is unsuitable for investors who cannot bear such risks. Beyond exercising due diligence, the Company does not guarantee returns or minimum profits. Please review this Agreement carefully before investing.  

IV. Effectiveness, Amendments, and Termination  

4.1 Agreement Effectiveness  
This Agreement takes effect once the user reads and agrees to it by checking the acknowledgment box.  

4.2 Amendments and Termination  
The Company reserves the right to amend this Agreement based on changes to laws, regulations, customer protection, system upgrades, or business needs. Amendments will be announced within the APP or via other reasonable methods. Continued use of the services indicates acceptance of the updated terms. If you disagree, you may terminate the service and stop using the Company's products.  

V. User Declarations  

5.1 You have read and understood all terms of this Agreement, including clauses limiting the Company's liability, and agree to them.  

5.2 You guarantee that all funds used for wealth management investments are sourced and used legally.  

5.3 The Company has disclosed the risks of this service, and you are willing to bear all associated risks while complying with applicable laws and the Company's operational rules.  

5.4 Before providing this service, the Company has fulfilled its obligations to assess your suitability in accordance with relevant laws and regulations.